Who is Chubb?

Chubb was founded in 1792 when merchants Samuel Blodget and Ebenezer Hazard started an insurance company. They were the first to insure contents inside of a building, not just the structure itself, and Chubb has been innovating coverage and client experience ever since.

Currently, Chubb holds the reigns as the largest property & casualty insurer in the world. This gives them an unprecedented reach and a plethora of risk management tools.

Chubb Personal Insurance – Value Proposition

Chubb trades on their name being synonymous with excellence. The sterling reputation they have built in the past 225+ years is consistently lived up to with their innovative coverage and ease of claims adjustment. Ask around; folks will tell you that “Chubb is the best”.

More directly, Chubb mantra is “you get what you pay for”. While they are not always more expensive than their peer group, they assuredly provide higher quality coverage and an increased price when compared to run-of-the-mill insurers. However, if you want a claim paid quickly, get yourself a good broker, and get yourself a Chubb insurance policy.

Chubb’s Underwriting

Like its insurance products, Chubb’s underwriting team is the gold standard of the insurance industry. They have deep specialties in areas like mega-yachts, directors & officers liability, and workers compensation which enhances the experience and solutions available for high net worth and family office clients.

Focus on Risk Management

Being an innovator of insurance policies and technologies has given rise to a lot of in-house expertise. Chubb has internal teams of risk services property appraisers who can not only tell you what it will cost to rebuild your property after a loss but can assist with minimizing and mitigating potential losses.

As an example, Chubb was one of the first insurers to utilize thermographic scanning to detect moisture and heat hidden within a structure. Armed with this information, they can recommend courses of action to prevent damage; particularly the types of slow, occurring-over-time losses which are not generally insurable.

Protecting You and Protecting Themselves

The reason that Chubb is and remains one of the all-around best values for your personal insurance is their unwavering commitment to risk management. Their corporate diligence in assuring they only accept the best risks both keeps them profitable and their rates consistent.

Global Reach

Being the largest insurer is more than saying you have operations in 54 countries. It means having easily accessible solutions which fit a client’s needs. Chubb seamlessly integrates coverage for clients on a global scale. So the home in New York, the vineyard in California, the pied-à-terre in Paris, and the condo in Dubai enjoy consistency in coverage and can usually be managed by a single broker.